tag:blogger.com,1999:blog-33254940584818813452024-02-19T01:55:18.616-08:00Malaysia My Second Home, MM2H Program Information UpdateMalaysia My Second Home | MM2H Program | MM2H for Property Investment | MM2H for doing Business in Malaysia | MM2H Holidays in Malaysia |Adventure Trainer Fonghttp://www.blogger.com/profile/16863594066569739526noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-3325494058481881345.post-54406306753270967352013-09-03T10:42:00.000-07:002013-09-14T01:20:10.432-07:00MM2H, Malaysia My 2nd Home, Why You Should Choose Malaysia<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="color: blue; font-size: large;"><b><span style="color: #0c343d; font-family: "Arial","sans-serif"; font-size: 20.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-MY; text-transform: uppercase;">MM2H,
MALAYSIA MY 2ND HOME</span></b><b><span style="color: #0c343d; font-family: "Arial","sans-serif"; font-size: 20.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-MY; text-transform: uppercase;">REASONS ON
WHY ONE SHOULD CHOOSE MALAYSIA FOR RETIREMENT</span></b></span></h2>
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<b><span style="color: #274e13; font-family: "Arial","sans-serif"; font-size: small; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-MY;">Malaysia Government
Recognition | Multi Races & Multi Culture | Food Haven | Low Standard of
Living | The People, The Varieties of Destination | 10 Year Visa, Free exit
& re-entry</span></b><span style="color: #333333; font-family: "Arial","sans-serif"; font-size: 11.5pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-MY;"><o:p></o:p></span></div>
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<span style="color: #274e13; font-family: Arial, Helvetica, sans-serif;"><br /></span>
<span style="color: #274e13; font-family: Arial, Helvetica, sans-serif;">We are your total solution for your MM2H application and Property buying.</span><br />
<span style="color: #274e13; font-family: Arial, Helvetica, sans-serif;">We at BiGTree Properties (MM2H) Sdn Bhd located in Kuala Lumpur</span><br />
<span style="color: #274e13; font-family: Arial, Helvetica, sans-serif;">center, could be reach easily either by physical or by telecommunication.</span><br />
<span style="color: #274e13; font-family: Arial, Helvetica, sans-serif;">Try us out. we share the right information & delivery with righteousness.</span><br />
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<span style="font-family: Arial, Helvetica, sans-serif;">For more information ;</span></div>
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<span style="font-family: Arial, Helvetica, sans-serif;">SMS or What's App us at : <span style="color: blue;"><b>+6 019 662 2929</b></span></span></div>
<div style="text-align: left;">
<span style="font-family: Arial, Helvetica, sans-serif;">Email to this address : <span style="color: blue;"><b>klfong.bigtreemalaysia@gmail.com</b></span></span></div>
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<b><span style="background: white; color: #000066; font-family: "Arial","sans-serif"; font-size: 11.5pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-MY;">Government Support<o:p></o:p></span></b></div>
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<a href="http://2.bp.blogspot.com/-8nR3Xf5Ix1k/UicRKKoIo-I/AAAAAAAAQ74/quB_fsNOvz8/s1600/Malaysia+Govt+1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="166" src="http://2.bp.blogspot.com/-8nR3Xf5Ix1k/UicRKKoIo-I/AAAAAAAAQ74/quB_fsNOvz8/s200/Malaysia+Govt+1.jpg" width="200" /></a></div>
<span style="font-family: Arial, sans-serif; font-size: 12pt;">This programme is initiated, organised
and launched by the malaysian Government and is thus one that the
Government will continuously seek to improve, to ensure its success.</span><span style="font-family: Arial, sans-serif; font-size: 9pt;"><br />
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<b><span style="color: #000066; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-MY;">Cultural & Language</span></b><span style="color: #333333; font-family: "Arial","sans-serif"; font-size: 11.5pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-MY;"><br />
</span><span style="font-family: Arial, sans-serif; font-size: 12pt;">The Malay language (Bahasa Melayu) is the national language of </span><span style="font-family: Arial, sans-serif; font-size: 9pt;"><br />
</span><span style="font-family: Arial, sans-serif; font-size: 12pt;">the country; English is the second language but other languages </span><span style="font-family: Arial, sans-serif; font-size: 9pt;"><br />
</span><span style="font-family: Arial, sans-serif; font-size: 12pt;">can be freely used and practised. Similarly the Malay culture is </span><span style="font-family: Arial, sans-serif; font-size: 9pt;"><br />
</span><span style="font-family: Arial, sans-serif; font-size: 12pt;">dominant in the country because the Malays are the dominant race </span><span style="font-family: Arial, sans-serif; font-size: 9pt;"><br />
</span><span style="font-family: Arial, sans-serif; font-size: 12pt;">in Malaysia and in the region. But other cultures can be practiced </span><span style="font-family: Arial, sans-serif; font-size: 9pt;"><br />
</span><span style="font-family: Arial, sans-serif; font-size: 12pt;">very freely and there is a free intermingling of different cultures.</span><span style="font-family: Arial, sans-serif; font-size: 9pt;"><o:p></o:p></span></div>
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<b><span style="color: #000066; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-MY;">Recreation & Entertainment</span></b><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-MY;"><o:p></o:p></span></div>
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<span style="font-family: Arial, sans-serif; font-size: 12pt;">The country has everything for the family,-theme parks, jungle trails,</span><span style="font-family: Arial, sans-serif; font-size: 9pt;"><br />
</span><span style="font-family: Arial, sans-serif; font-size: 12pt;">sports, water sports and one of the highest numbers of golf courses.</span><b><span style="color: #000066; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-MY;"><br />
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<b><span style="color: #000066; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-MY;">Food & Fruits</span></b><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-MY;"><o:p></o:p></span></div>
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<tr><td style="text-align: center;"><a href="http://1.bp.blogspot.com/-gAINRxuZzuE/UjQau6agaFI/AAAAAAAARCI/7EBRrOvPTdQ/s1600/Food+2.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" src="http://1.bp.blogspot.com/-gAINRxuZzuE/UjQau6agaFI/AAAAAAAARCI/7EBRrOvPTdQ/s1600/Food+2.jpg" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">The Malaysian BBQ Stick call Sate</td></tr>
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<tr><td style="text-align: center;"><a href="http://1.bp.blogspot.com/-JSvgg12gDtw/UjQau3gCsnI/AAAAAAAARCM/6a4HjkYws2w/s1600/Food+3.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" src="http://1.bp.blogspot.com/-JSvgg12gDtw/UjQau3gCsnI/AAAAAAAARCM/6a4HjkYws2w/s1600/Food+3.jpg" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">The famous mixture of fried items - Pasembur from Penang </td></tr>
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<span style="font-family: Arial, sans-serif; font-size: 12pt;">International cuisine is available here at very reasonable cost. With so
many races and cultures living together in harmony, it is understandable that
each race has picked up the best of each other’s food and made Malaysia into
Asia’s Food Paradise.<br />
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<b><span style="color: #000066; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-MY;">Health & Wellness<o:p></o:p></span></b></div>
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<b><span style="color: #000066; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-MY;">M</span></b><span style="font-family: Arial, sans-serif; font-size: 12pt;">alaysia is also a place for quality education, from nursery to
university. Fees are reasonable. There are international schools of repute in
all major towns with English and other foreign languages as the media
instruction. There are also private colleges and universities which offer
twinning programmes with other</span><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-MY;"><o:p></o:p></span></div>
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<span style="font-family: Arial, sans-serif; font-size: 12pt;">internationally-recognised universities and colleges. The country is
fast becoming an educational centre of excellence for the region.<o:p></o:p></span></div>
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<b><span style="color: #000066; font-family: "Arial","sans-serif"; font-size: 11.5pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-MY;">Residences</span></b><b><span style="background: white; color: #000066; font-family: "Arial","sans-serif"; font-size: 9.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-MY;"> </span></b></div>
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<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-MY;">There are
quality residences – terrace and semidetached houses bungalows, apartments and
condominiums throughout the country. Some of the finest residences are
available in tourism zones – on beaches, near jungles and near theme parks, recreational
places and city centres.<o:p></o:p></span></div>
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Adventure Trainer Fonghttp://www.blogger.com/profile/16863594066569739526noreply@blogger.com0tag:blogger.com,1999:blog-3325494058481881345.post-76999547571510837112013-09-03T10:29:00.001-07:002013-09-13T16:45:01.016-07:00Malaysia My 2nd Home, South East Asia<div dir="ltr" style="text-align: left;" trbidi="on">
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<b style="font-size: xx-large;"><span style="color: #660000;">SOUTH EAST ASIA AS A 2ND HOME</span></b></div>
<span style="color: #660000; font-size: x-large;"><div style="text-align: center;">
<b>MALAYSIA MY 2ND HOME </b></div>
<div style="text-align: center;">
<b>MM2H</b></div>
<b><div style="text-align: center;">
<b>SOUTH EAST ASIA COMPARISON</b></div>
</b></span></h2>
<h3 style="text-align: center;">
<span style="color: #274e13;">IF YOU ARE LOOKING FOR A 2ND OPTION HOME OTHER THAN YOUR OWN COUNTRY, WITH WHATEVER REASONS, BE IT RETIREMENT, ALL YEAR ROUND WEATHER STABILIZATION, LOWER LIVING COST, SEE BELOW SOME IDEA COMPARISONS </span></h3>
<span style="background-color: white; font-family: Helvetica, sans-serif; font-size: 11.5pt; line-height: 18pt;"><br /></span>
<span style="background-color: white; font-family: Helvetica, sans-serif; font-size: 11.5pt; line-height: 18pt;">Southeast Asia can be a great
choice for<span class="apple-converted-space"> a long term living. </span></span><span style="background-color: white; font-family: Helvetica, sans-serif; font-size: 11.5pt; line-height: 18pt;">Life here can be remarkably affordable - cheaper than anywhere else on earth. In</span><span style="background-color: white; font-family: Helvetica, sans-serif; font-size: 11.5pt; line-height: 18pt;"> addition, the tropical
climate and thousands of miles of coastline present unlimited opportunity for
beach bums. Cool mountain retreats, caves, waterfalls and hot springs reward
intrepid explorers. English is widely understood and spoken throughout the
region, the culture is exotic and the people are delightfully welcoming. </span><span style="background-color: white; font-family: Helvetica, sans-serif; font-size: 11.5pt; line-height: 18pt;">All things considered, no
question, Southeast Asia can be a great place to live. The question is, can
you, as a foreigner, live here</span><span class="apple-converted-space" style="background-color: white; font-family: Helvetica, sans-serif; font-size: 11.5pt; line-height: 18pt;"><i> </i></span><em style="background-color: white; font-family: Helvetica, sans-serif; font-size: 11.5pt; line-height: 18pt;"><span style="font-family: "Helvetica","sans-serif";">...</span></em><span class="apple-converted-space" style="background-color: white; font-family: Helvetica, sans-serif; font-size: 11.5pt; line-height: 18pt;"><i> </i></span><span style="background-color: white; font-family: Helvetica, sans-serif; font-size: 11.5pt; line-height: 18pt;">legally?</span><br />
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<span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;">Indeed. Increasingly, you
have many appealing options for taking advantage of the World's most affordable retirement options. </span></div>
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="http://2.bp.blogspot.com/-x73J68y9ntU/UjOjGQiXNTI/AAAAAAAAQ_o/8cgNqosqkXQ/s1600/SEA+Map+1.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img alt="Malaysia My 2nd Home - MM2H" border="0" height="276" src="http://2.bp.blogspot.com/-x73J68y9ntU/UjOjGQiXNTI/AAAAAAAAQ_o/8cgNqosqkXQ/s320/SEA+Map+1.jpg" title="Malaysia My 2nd Home - MM2H" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">South East Asia Map</td></tr>
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<strong><span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;">Malaysia.</span></strong><span class="apple-converted-space"><b><span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;"> </span></b></span><span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;">If you'd like to live permanently in
Malaysia, you can apply for the "Malaysia My Second Home" (MM2H)
program, which grants visas that are valid for up to 10 years, once the
financial criteria are met. MM2H visas can be easily renewed. Applicants of any
age are invited to apply for the MM2H visa. Unfortunately, many people can't
meet the<span class="apple-converted-space"> financial requirements, </span></span><span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;">which include making a fixed deposit into a Malaysian bank of at least 150,000
Malaysian ringgits (about $47,500) or being able to prove a pension of 10,000
ringgits ($3,160) per month. </span><br />
<span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;"><br /></span>
<span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;"><br /></span>
<span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;"><b>Thailand</b>. </span><span style="font-family: Helvetica, sans-serif; font-size: 11.5pt; line-height: 18pt;">For Thailand, the financial requirements
are less. Applicants need to deposit 800,000 Thai baht (about $25,700) in a
Thai bank, show an income of 800,000 baht or a combination of the two. However,
it is extremely difficult to be granted permanent residency in Thailand. The
retirement visa must be renewed every year. And those who have the visa are
required to check in with immigration authorities every 90 days. If that's not
enough, you also need to be at least 50 years old to qualify for a retirement
visa in Thailand.</span></div>
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<strong><span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;"><br /></span></strong>
<strong><span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;">Singapore.</span></strong><span class="apple-converted-space"><b><span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;"> </span></b></span><span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;">Singapore offers permanent residency to
those who can meet the income requirements, but this is not practical if you're
on a fixed income or have limited assets. To retire in Singapore, you need to
own property that is valued at $400,000 or more, in addition to having a
pension of at least $5,500 a month or a combination of income and savings of
$317,000 or more. No surprise that the cost of living is also the highest in
the region.<o:p></o:p></span></div>
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<strong><span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;"><br /></span></strong>
<strong><span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;">Philippines.</span></strong><span class="apple-converted-space"><span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;"> </span></span><span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;">Meanwhile, in the Philippines, financial
requirements are low, benefits are generous and a stay of many years is
practically guaranteed. More than 27,000 foreigners have retired to the Philippines </span><span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;">under the Special Resident Retiree Visa,
or SRRV.<o:p></o:p></span></div>
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<span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;">Retirees in the Philippines
are permitted to hold employment, own a business, attend school, buy a
condominium or house (but not the land), receive mortgage financing and enjoy
most of the same benefits offered to any citizen of the country. The duty-free
importation of household belongings valued up to $7,000 is another benefit of
retiring to this country. The SRRV visa never expires: Once you have it, it's a
simple matter of reporting to immigration once a year and paying $10 to get
your ID card renewed.<o:p></o:p></span></div>
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<span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;">There are four types of SRRV
visas. The most basic is the "SRRV Smile," which allows you to remain
in the Philippines as long as you wish, provided you deposit $20,000 in a
Philippine bank and keep it there for the duration of your stay. This visa is
available to anyone who is 35 or older. The deposit is fixed and may not be
converted into an investment for a long-term lease or condominium purchase.<o:p></o:p></span></div>
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<span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;">With the "SRRV
Classic," you can use your funds to purchase a condo or a long-term
property lease. Applicants age 35 to 49 must deposit $50,000 in a Philippine
bank or buy a ready-to-occupy condo costing $50,000 or more. Applicants age 50
or older need to invest only $10,000 if they have an individual pension of at
least $800 per month. (A couple would need a combined pension income of at
least $1,000 per month.) Applicants who are at least 50 years old but cannot
meet the pension requirements can still qualify for the "SRRV
Classic" visa by maintaining a deposit of at least $20,000 in a local
bank.<o:p></o:p></span></div>
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<span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;">The "SRRV Human
Touch" offers the benefits of permanent Philippine residency to any
retiree with a pre-existing, non-contagious medical condition who is in need of
ongoing medical care or services. The minimum investment amount is just $10,000
for any applicant age 35 or older, and the conditions are the same as for those
in the "SRRV Smile" program. "SRRV Human Touch" applicants
must be able to show a pension of at least $1,500 per month and give proof of
health insurance. This makes residency in the Philippines a great option for
people with disabilities or chronic medical conditions.<o:p></o:p></span></div>
<div style="background: white; line-height: 18.0pt; margin-bottom: 13.2pt; margin-left: 0cm; margin-right: 0cm; margin-top: 0cm;">
<span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;">The "SRRV Courtesy"
visa is for individuals age 50 or older who are either former citizens of the
Philippines or ambassadors or diplomats who have served in the Philippines. The
terms and conditions for the courtesy visa are the same as for the "SRRV
Classic" program.<o:p></o:p></span></div>
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<span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;">Retirees who have any of the
four SRRV visas are allowed to remain in the Philippines for as long as they
want without needing to re-qualify or leave the country for any reason. If you
do want to leave the country, though, you can come and go as you wish.<o:p></o:p></span></div>
<div style="background: white; line-height: 18.0pt; margin-bottom: 13.2pt; margin-left: 0cm; margin-right: 0cm; margin-top: 0cm;">
<span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;">Your overseas pension or
Social Security is exempt from Philippine taxes, and any interest earned on
bank deposits may be withdrawn at any time. If you ever decide to relinquish
your Philippine residency status, your entire qualifying deposit is returned to
you.<o:p></o:p></span></div>
<div style="background: white; line-height: 18.0pt; margin-bottom: 13.2pt; margin-left: 0cm; margin-right: 0cm; margin-top: 0cm;">
<span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;">SRRV applicants must pay a
one-time administration fee of $1,400. The application process is relatively
simple and can be completed online. There is no need to hire an agent for
assistance.<o:p></o:p></span></div>
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<em><span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;">Kathleen
Peddicord</span></em><span class="apple-converted-space"><i><span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;"> </span></i></span><em><span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;">is
the founder of the</span></em><span class="apple-converted-space"><i><span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;"> </span></i></span><a href="http://www.kathleenpeddicord.com/blog/"><i><span style="color: #324fe1; font-family: "Helvetica","sans-serif"; font-size: 11.5pt; text-decoration: none; text-underline: none;">Live and Invest Overseas publishing group</span></i></a><em><span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;">.
With more than 28 years experience covering this beat, Kathleen reports daily
on current opportunities for living, retiring and investing overseas in her
free e-letter. Her newest book, How To Buy Real Estate Overseas, published by
Wiley & Sons, is the culmination of decades of personal experience living
and investing around the world.</span></em><span style="font-family: Helvetica, sans-serif; font-size: 11.5pt;"><o:p></o:p></span></div>
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Adventure Trainer Fonghttp://www.blogger.com/profile/16863594066569739526noreply@blogger.com0tag:blogger.com,1999:blog-3325494058481881345.post-69632193565950900922013-08-31T04:58:00.001-07:002013-08-31T05:15:53.326-07:00MM2H for Malaysian, Silver Hair Malaysian Housing Information News<div dir="ltr" style="text-align: left;" trbidi="on">
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<b style="font-size: xx-large;"><span style="color: #073763;">MALAYSIA MY 1ST HOME, MALAYSIAN</span></b></div>
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<span style="font-family: Verdana, sans-serif;">SUNSET BLISS: Despite various challenges such as the lack of expertise, laws and high cost associated with retirement villages, a silver lining appears in the horizon as a greying Malaysian population ups the demand Seronok does not advertise and is recommended via word of mouth. The retirement village, which prides itself as being the first in the country with such a concept, currently has about 20 – 30 people in the waiting list.<br /><br /><br /><strong>Demand on uptrend</strong><br />Judging from the waiting list, there is clearly a demand for such housing. However, developers are not jumping onto the bandwagon in a hurry despite PEMANDU (Performance Management & Delivery Unit) statistics showing that 15 per cent of the population is projected to be over 60 years old by 2030.<br /><strong><br /></strong></span></div>
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<span style="font-family: Verdana, sans-serif;"><strong>Imported expertise</strong><br />“Apart from location, affordability and safety, the additional factors that would make any retirement village a success are soft facilities that cater to the psychological, emotional and spiritual needs of a senior. These have to be reflected in the design and services of the retirement village,” says Richard Lim, Director of ZenCare Lifestyles Australia. Lim has been involved in senior housing in Australia since 1998 and was the Founding Director of Australia’s first Asian-specific Aging in Place in Brisbane, Australia.<br /><strong><br /></strong></span></div>
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<span style="font-family: Verdana, sans-serif;"><strong>GreenAcres, Australian model</strong><br />One of Lim’s clients is Total Investment Group based in Ipoh, Perak. Their retirement village, GreenAcres, is reputedly the first in Malaysia to incorporate the Australian model of a retirement village. The project, to be located on 10 acres of land in Bandar Meru Raya in Ipoh comprises a minimum of 120 units of single-storey villas of between 650 -1,000 sq ft built-up.<br /><strong><br /></strong></span></div>
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<span style="font-family: Verdana, sans-serif;"><strong>Australian experience</strong><br />The Australian model certainly has its advantages and experts such as Lim and Tectura Architects from Australia have been engaged to advise on its implementation. According to research done by Tectura Architects for PEMANDU, aged care services in Australia are subsidised by the Australian government from general tax revenue with the state governments and care recipients contributing various portions of the total costs.</span></div>
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<span style="font-family: Verdana, sans-serif;"><br />For the long-term, PEMANDU is looking into the Aged Care Industry and developing possible Entry Point Projects (EPPs) that could help spur the growth of the industry and transform it from a neglected one to one that is recognised as part of the healthcare industry. In September last year, PEMANDU’s Healthcare NKEA ran a Seniors Living Lab divided into three work streams namely, Retirement <span style="border: 0px; line-height: 18px; margin: 0px; padding: 0px; vertical-align: baseline;"></span></span></div>
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<span style="font-family: Verdana, sans-serif;">In a two-acre piece of land in Cheras, about 30 single-storey houses cater to a special class of residents. These are elderly but independent people who despite their age, still value their independence in living in separate housing. Each of these 650-sq ft houses has a bedroom, kitchen and living/dining area allowing a great deal of freedom, privacy and space as compared to rooms in an elderly care home.</span></div>
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<span style="font-family: Verdana, sans-serif;">Established in 1988, Sri Seronok Retirement Village, was conceived by former Roman Catholic Archbishop of Kuala Lumpur, Soter Fernandez, as a retirement village for elderly single persons and couples to live in. The village offers comfortable and self-contained units in a pleasant and safe environment.</span></div>
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<span style="font-family: Verdana, sans-serif;">“Soter generously gave us some land in Cheras adjacent to our Hospice Centre to build a place where elderly people with no homes could live,” recalls Datuk Dr Peter Mooney, Director of Sri Seronok Retirement Resort, adding that his godson, Christopher, son of the late Tan Sri Alex Lee, did the detailed architectural work while the church provided financial assistance. </span></div>
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<span style="font-family: Verdana, sans-serif;">The chalets are grouped around interior lawns with flowering shrubs and trees with a covered walkway linking them. There is a common room for socialising and for the lunches that are organised for special events. On hand are a full-time gardener, a handyman and a resident warden who looks after the village.</span></div>
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<span style="font-family: Verdana, sans-serif;">The units are rented to the residents and the rent pays for the upkeep of the village while the balance is used to repay the Archbishop for the original cost of construction. According to Mooney, the village only accepts residents who are able to live independently. “Residents are free to move around and go out to the shops and restaurants nearby,” the director adds.</span></div>
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<span style="font-family: Verdana, sans-serif;">Elderly folks require housing that ideally has nursing care facilities to cater for their declining physical and mental agility and increased old age-related disabilities such as dementia, memory loss, diabetes, etc. Most families in Malaysia live with their elderly parents with very few sending them to old folks homes. This is due to cultural norms which place emphasis on caring for their elderly. Hence, demand for such housing has yet to reach a critical point unlike places like Singapore which suffers from a shortage of accommodation space.</span></div>
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<span style="font-family: Verdana, sans-serif;">Singapore’s HDB (Housing Development Board) flats can hardly accommodate more than four and easily become cramped if parents are taken in. This has given rise to reported cases of “parents dumping” where elderly Singaporeans especially those with memory or mental problems are “abandoned” in neighbouring Johor especially in Johor Bahru.</span></div>
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<span style="font-family: Verdana, sans-serif;">In Malaysia, thankfully the situation has not reached that level yet but looking at the figures, there is certainly a gap in such housing. As baby boomers reach their 60s, the need for such accommodation will become more pronounced. Developers have cited lack of expertise, unfamiliarity and high costs to build such housing which would require nursing care facilities, among others. Furthermore, there is a lack of legislation dealing with this type of housing as they are neither hospitals nor old folks homes. </span></div>
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<span style="font-family: Verdana, sans-serif;">Clearly, Australia, Europe and the US are far advanced in this industry and we should take a leaf out from their books. </span></div>
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<span style="font-family: Verdana, sans-serif;">Retirement villages can be in the form of multigenerational homes (to cater for family members living with them), high density residences or even retirement resorts. The integration of senior friendly designs and support services within a retirement village allows them to maintain their previous lifestyle in their own homes even with increasing disability.</span></div>
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<span style="font-family: Verdana, sans-serif;">In addition, many of such retirement communities in Australia and the US provide meal preparation, housekeeping, assistance in the usage of equipment like the telephone, routine medical check-up and follow-ups, medication reminders, nutrition screening and therapy, transportation to nearby locations and in some places even routine shopping trips. Talks and wellness programmes are also often organised to inform the residents of old age-related afflictions.</span></div>
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<span style="font-family: Verdana, sans-serif;">He provides assistance to developers with the start-up, concept, planning of the legal structure and taxation, as well as marketing and management of the village. For Lim, the most crucial component for a successful retirement village is the management of the village itself.</span></div>
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<span style="font-family: Verdana, sans-serif;">“With the right management structure, success can be attained and this would attract many to joint venture with the retirement villages,” he says. The consultant reveals that many Malaysian developers like the concept of a retirement village and agree that there is a market for these in Malaysia. “But they are hesitant to start due to several reasons while some are waiting to see whether it would really take off.</span></div>
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<span style="font-family: Verdana, sans-serif;">Admittedly, a number have failed and have been converted into normal residential projects.”</span></div>
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<span style="font-family: Verdana, sans-serif;">“We are currently waiting for approval for the building plans and are still fine-tuning the details for the individuals units and the clubhouse,” says John Chong, Executive Director of Total Investment Group.</span></div>
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<span style="font-family: Verdana, sans-serif;">Lim adds that since GreenAcres was mooted, “it has been 3 ½ years of challenging journey to bring it to this stage as Malaysia still lacks the professional expertise in this area. Among the hurdles were the design where we had to engage Australian architects to work alongside the local architect to create the right atmosphere for the seniors. We seek the ‘wow’ factor that would attract seniors to reside here.”</span></div>
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<span style="font-family: Verdana, sans-serif;">Says Chong Heng Kiong, co-founder of Total Investment Group and mother to John, “We’ve seen retirement villages overseas many years ago and thought that it was a good solution to address the lifestyle needs of the retirees here in Malaysia. There is certainly a gap in the marketplace, so we decided it was the right time to go ahead with developing a proper retirement village for Malaysians so that the needs of the retirees are catered for.”</span></div>
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<span style="font-family: Verdana, sans-serif;">GreenAcres is Mrs Chong’s pet project and is geared towards the upper middle income group with tentative prices starting from RM300,000 onwards. The gated and guarded community is due to launch end of this year or beginning of 2014.</span></div>
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<span style="font-family: Verdana, sans-serif;">“We needed foreign expertise to ensure the units are well catered for the elderly and would be equipped with some elderly-friendly features like slightly larger doorways for wheelchair usage, ramps for wheelchair, and units fitted with alarm buttons should the residents need any assistance,” John says, noting that GreenAcres is for the mobile and independent elderly people.</span></div>
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<span style="font-family: Verdana, sans-serif;">In the pipeline are plans to start a private medical centre nearby the village soon. For now, there is the MMC Medical centre and Pantai Medical Centre about 10 mins drive away. The developer will also get a doctor to visit the clubhouse regularly for the residents to consult on minor ailments and to seek medical advice.</span></div>
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<span style="font-family: Verdana, sans-serif;">The clubhouse will house dining facilities, an in-house cinema, a wellness room, a library, and a computer and games room. The developer is also working with a local hairdresser to visit the clubhouse.</span></div>
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<span style="font-family: Verdana, sans-serif;">Laundry and housekeeping services are also provided on a pay as you go basis while a village bus would be planned with a dedicated route to the nearest malls, hypermarket and other public amenities.</span></div>
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<span style="font-family: Verdana, sans-serif;">Australia has several successful retirement villages, for example, Jacaranda Village by Tectura Architects. This is a residential care facility located in Red Cliffs, Victoria providing 75 beds. The model of care is based on the Eden Alternative philosophy (<strong><em style="border: 0px; font-variant: inherit; font-weight: normal; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">See Table 1</em></strong>) which adopts a person-centred approach to care and, in particular, aims to empower its residents in making choices in their daily life, effectively preventing feelings of boredom and loneliness.</span></div>
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<span style="font-family: Verdana, sans-serif;"><strong>“Silver market”</strong></span></div>
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<span style="font-family: Verdana, sans-serif;">“The impending demographic shift will exacerbate current challenges such as capacity and access to healthcare, funding of long-term care and the provision of adequate facilities for the retired,” says Dr Chua Hong Teck, Director of NKEA Healthcare, PEMANDU.</span></div>
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<span style="font-family: Verdana, sans-serif;">“However, these challenges are simultaneously developing a growing “silver market” presenting vast business opportunities.”</span></div>
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<span style="font-family: Verdana, sans-serif;">Investing in retirement villages is definitely on the radar of a number of developers in ASEAN, including Malaysia. A consultant from Frost & Sullivan’s Global Healthcare Practice has reportedly said potential investors could be Khazanah and Indonesia’s Lippo group, which have the resources to enter the Asian healthcare market.</span></div>
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<span style="font-family: Verdana, sans-serif;">The Malaysian government is also working on the latest laws to ensure the continuous care and well-being of the elderly in Malaysia. PEMANDU is engaging officers from the various ministries and governmental departments including the Ministry of Health, Welfare Department, Jabatan Perkhidmatan Awam (JPA), Department of Standards, Ministry of Urban Wellbeing, Housing and Local Government, Town and Country Planning Department, major real estate developers, Malaysia Property Incorporated, Real Estate And Housing Developers‘ Association (REHDA), banks and insurance companies with a view towards improving the situation.</span></div>
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<span style="font-family: Verdana, sans-serif;">Let’s hope more retirement villages are built as more in Malaysia reach their golden years.</span></div>
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<span style="border: 0px; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px; margin: 0px; padding: 0px; vertical-align: baseline;">Article clip from ;</span><br />
<span style="border: 0px; font-family: Helvetica, Arial, sans-serif; font-size: 13px; line-height: 18px; margin: 0px; padding: 0px; vertical-align: baseline;"><a href="http://www.nst.com.my/red/whither-retirement-villages-in-malaysia-1.326661">http://www.nst.com.my/red/whither-retirement-villages-in-malaysia-1.326661</a></span></div>
Adventure Trainer Fonghttp://www.blogger.com/profile/16863594066569739526noreply@blogger.com0